The Independent Insurance Agents & Brokers of America (Big "I") is a national alliance of more than a quarter million business owners and their employees who offer all types of insurance and financial services products. Unlike company-employed agents, Big "I" independent insurance agents and insurance brokers represent more than one insurance company, so they can offer clients a wider choice of auto, home, business, life, health coverages as well as retirement and employee-be

This depends on your personality, claims history, and market conditions. Generally speaking, we recommend our clients take a hard look at the market at least every 3 years to make sure they are accessing the best and most current options available to them. Underwriting appetites change frequently these days among carriers, so it is wise to review your policies every few years for changes and coverage alternatives. If you have several recent claims, you may be limited in the s