January - 2017

First Louisiana Insurance

Frequently Asked Questions

What does it mean to work with an "independent" Trusted Choice Agency?

The Independent Insurance Agents & Brokers of America (Big "I") is a national alliance of more than a quarter million business owners and their employees who offer all types of insurance and financial services products. Unlike company-employed agents, Big "I" independent insurance agents and insurance brokers represent more than one insurance company, so they can offer clients a wider choice of auto, home, business, life, health coverages as well as retirement and employee-be

Why is it better for me to consult with an independent Trusted Choice Agent?

It boils down to MORE CHOICES for you, the insurance buyer. An independent agent (broker) has access to hundreds, even thousands, of insurance companies and markets. Whether you are a commercial roofer, a high-rise window washer, or just a local hair salon you have options with an independent Trusted Choice agent. Captive agents, on the other hand, only represent one insurance company, and their pricing and coverage alternatives are severely limited in comparison. Though capt

How often should I shop my insurance with my independent agent?

This depends on your personality, claims history, and market conditions. Generally speaking, we recommend our clients take a hard look at the market at least every 3 years to make sure they are accessing the best and most current options available to them. Underwriting appetites change frequently these days among carriers, so it is wise to review your policies every few years for changes and coverage alternatives. If you have several recent claims, you may be limited in the s

What is a Certified Insurance Counselor (CIC)?

Certified Insurance Counselors (CICs) are a unique class of agents that obtain their professional designation from the National Alliance of Insurance Education and Research Institute. In short, a CIC designation represents a higher standard of ethics and professional knowledge of insurance coverage. The National Alliance for Insurance Education & Research exists to promote professional excellence and improve professional standards through comprehensive education in the insura

With so many options out there. why choose First Louisiana Insurance?

If you do not view us as your coverage advisors, you may as well shop to find the cheapest price online. However, if you are interested in being treated like a client instead of a number or dollar bill, come talk with us. We take an interest in you, the person, your business, and your story. We like to meet you, know you, and make certain that you understand what your coverage does and does not do. Contrary to most providers, we do not sell insurance. Instead, we advise you o

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